Fixed Deposit Scheme


Rate of Interest 11% 11.25% 11.75% 12% 12.25%
Principle Amount year 1 year 2 year 3 year 4 year 5
10000 11000 12377 13955 15735 17822
25000 27750 30942 34889 39338 44554
50000 55500 61883 69777 78676 89105
100000 111000 123766 139555 157352 178210
500000 555000 618828 697770 786760 891048
1000000 1110000 1237656 1395541 1573519 1782099
5000000 5550000 6188281 6977705 7867597 8910494

Terms & Conditions:

  • It is mandatory to be a member in the company.
  • Company will issue 10 shares (10/- Rs each) for FD Plan.
  • Minimum FD would be of Rs.10000 and further in multiple of Rs. 1000.
  • Interest calculation yearly compound.
  • TDS Deducted to be Deducted on interest. Paid by Prakratirakshak Nidhi on Deposit as per provisions and Income tax Act.
  • Loan available against deposits up to 50% of deposited amount after Three month from the date of deposit.
  • Loan available against deposits up to 60% of deposited amount after Six month from the date of deposit.
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