Monthly Income Scheme

Rate of Interest 9% 12%
Principle Amount Year 3 Year 6
50000 375 500
100000 750 1000
200000 1500 2000
500000 3750 5000
1000000 7500 10000
2500000 18750 25000
5000000 37500 50000
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Terms & Conditions:

  • Minimum MIS would be of Rs. 50000/-
  • No TDS Deducted on interest paid by Prakratirakshak Nidhi on Deposits.
  • Special MIS is applicable only for Senior citizens, women, and Govt. employ and for pensioners.
  • Loan available against Deposit up to 50% of deposited amount after three month from the date of deposit.
  • Rate of interest on loan against Deposit would be 5% higher than applicable rate of interest to your Deposit.

Payment before maturity not allowed for 90 days deposit scheme and Payment before Maturity allowed to other MIS plans, in this case the Calculation of interest on pre-mature payment will be applicable as per savings a/c’s rate of interest and already paid interest amount will be deducted from the principal amount.